Retirement is your time. It is the start of a new and exciting part of your life and you have the chance to enjoy the freedom it presents. You can control what you want to do and when you want to do it.
Before retirement age your goal is to accumulate the largest pension fund possible, with the objective of maintaining your lifestyle in retirement.
When you retire, you will need to make sure that you use this retirement fund wisely. You want to give yourself financial security, so that you can get on with enjoying a very fulfilling retirement.
The most important decision you will make is what to do with your retirement fund.