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Financial Planning Advisors


Asset Allocation

Asset allocation is part of the investment process. Having established what the client’s objectives are and agreed an appropriate level of risk commensurate with the goals and attitudes, it is important to then translate this into an appropriate strategy. This is where the asset allocation comes into play.

Academic research has shown that asset mix can determine up to 90% of the variation in fund returns. So it is vital therefore to get the Asset Allocation process right for each customer.

In getting the Asset Allocation right we look at the following.

We have structured 7 model portfolios which each with its own risk rating attached. This methodology is in line with the new common European Securities & Markets Authority.

These models form an integral part of our investment process and they enable us to have in-dept. and meaningful discussions with our clients to make sure that their investment portfolio is properly aligned with their risk profile.